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But isn't it insurers actually set how much a service is going to cost you and then make "a discount" on that figure?


Yes and no.

What happens in practice is that a provider charges $200 for "distributing Advil" and $50 for two pills. Then the insurance company, whose legally allowed profit is proportional to payouts, "negotiates" the price down to $150 total and claims to the person "we saved you $100". Then their accountant says "we paid out $150, so we get a profit margin of $40" (instead of the $0.50 they would get with a real at-cost charge).

But the price is made up nonsense and 100x actual cost for 15 seconds handing a 1¢ pill over. Which is why asking for an itemized receipt and saying you can't afford that suddenly drops the bill to $1.50.

When providers don't "play ball" with the price fixing the way insurance company wants, they go off network.


Medicaid and Medicare set service rates by fiat, which is why many providers don't accept patients on those plans. Commercial health plans have to negotiate service rates with their network providers. There's no discount as such: if you receive service from a network provider then they have to charge the negotiated rate.


Then how our taxes are lower on average than most other developed countries?


Because we pay less tax for other things; for example, making post-secondary education affordable. Our taxpayer-funded system for healthcare-over-65 costs us more than Germany's taxpayer-funded system for healthcare-over-0.


Our incomes are far higher too. Health care in the US isn't perfect, but public systems aren't either. The flaws of private health care seem to be a favorite target by people who are biased against the US.


Peertube? It is such a great piece of software and I use it locally to host family videos and things I want to save from youtube.

I feel like it lacks traction due to how convenient and popular youtube is...but at the same time with more and more ad and the war on ad blockers things can change.


Hello! Can't find DevOps engineer or AI/ML positions on the link you provided, perhaps I should apply to that software engineer role which sounds quite DevOpsey?


Political propaganda on HN?

Comparing contemporary politicians or policies directly to Hitler/Nazism is an emotionally powerful move, but the article uses it inconsistently and without clear criteria. At times the author admits differences (no expansionism, different social base), then asserts equivalence (e.g., linking Trump/Netanyahu to Hitler). Without explicit criteria for what counts as “Nazism” (ideology, methods, goals, scale), these comparisons become rhetorical hyperbole rather than an analytical tool.


It is being reposted / available since February. Perhaps you could find someone already if you actually did interviews instead of rejecting within minutes?


This is a position we hire for on a regular cadence as our team continues to scale. We have multiple openings for this position right now. That's why we don't close the position.


Ghost jobs, nonsense in the job description etc


Burning fossil fuels is relatively simple and well understood by general public. Modern business strategies to squeeze every cent out of a customer that involves subscriptions, planned obsolescence, adding bizarre complexity for marginal gains are not helping. Buying a very expensive black box with questionable reliability, possible dependency on a manufacturer provided internet services (APIs for updating etc), questionable availability of parts and probably not really fixable by yourself or your local shop with rednecks with wrenches is not very appealing when you are living paycheck to paycheck.


This is the real answer.

A friend of my family is a carpenter who came from a very bad family situation, and is just climbing out of poverty. He has an old Chevy K1500 that gets him to and from work, with all his tools.

His transmission went, but he was able to find one at a local junkyard and swap it in over the course of a day and be back on the road for a few hundred dollars.

If you proposed this guy get a F-150 Lightning (or god forbid, a Cybertruck) to reduce his carbon emissions, he'd keel over laughing.


Well, it seems like a lot of people moving there


Climate and real estate costs have slowed inbound migration drastically, with quite a bit of folks who can no longer afford Florida moving to Alabama, Georgia, and the Carolinas.

https://www.newsweek.com/number-people-moving-texas-florida-...

https://www.newsweek.com/number-americans-moving-florida-col...

https://www.axios.com/2024/10/03/american-states-moving-popu...


Have you looked at Avocado mattresses? They state they make them in California.


I have. Definitely one of the better options out there. I recently got a mygreenmattress which are latex and made in Chicago. Still would like a wool one.

Everyone already knows this but the mattress industry is absurdly opaque and most reviews are fake


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