25 years ago when my wife and I were poor grad students we had to do this. I tracked everything religiously and she cut coupons for the grocery store. We were generally positive about $100/month at best. Tracking it allowed us to not go negative.
As soon as we got real jobs with a real income, we didn't waste time with that. Our philosophy now is to just make sure that we spend well under our means and not track. We don't penny-pinch, but we still keep some of the grad school "do I really need this?" mentality.
Our normal spending is somewhere under 1/2 of our take-home (including mortgage), so we just don't worry about it and keep saving. It helps that we don't have fancy tastes. It's a nice stress free way of saving and we don't have to get neurotic about tracking every penny either.
It probably worth at some level not totally losing track of various subscriptions or routine daily purchases. Won’t buy you a house but can be a few thousand a year.
One of the things that the tracking taught me was to be allergic to subscriptions. I only have a few where significantly more convenient because I know I'll use it. Outside of our phones (and the kids don't get phones), we have one music service for the family, I'll allow two video streaming services and if the kids want to add one, they have to pick one to cancel, and I have a coffee subscription because the owner lives down the street from me and it's fresher than I'd get in the grocery store.
It's a good point about the routine daily purchases, I never thought of that. But I live semi-rural so I'm not out every day wandering around the city and picking up a snack or anything like that. I imagine that could add up.
At first glance this seems crazy. But what a battleship with a gun so powerful, that it can shoot down everything. Having a nuclear powered vessel that can shoot a railgun and laser might be battleship in size
A new surface vehicle for naval warfare is absolutely bonkers in the modern era. Even in the littoral space where notionally you don't have the depth for a sub-surface launcher, the LCS project was a complete bust. For anything in deep water, a submarine platform is so much more useful for projecting force and not a sitting duck.
All of the US military is a waste including 6th generation fighters. We hope china copies our disinformation campaign. In fact as the usa has been taken apart almost all of our big secrets are just disinformation
- stealth (not really)
- aliens (sure....)
- 6th gen jets (where are the jets?)
The reality is that everything that you do in peacetime is just to scare the enemy and will have very little effect in war. Since the US doesn't have as much industrial capacity the only winning war is nuke from space first or learn to get along
My wife did a lot of conversations with kids in Australia. They all said they hate social media and regularly get harassed by Asian criminal gangs trying to blackmail them. They support the law cause they were only there cause they felt they had to be. We freed these children . The Australian internet is far more dangerous than the USA
I've been developing open source code for over 25 years. i've deployed hugely complicated systems like hadoop. I've never seen anything as hard to run as this + the bridges.
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