Makes a huge difference when considering the tax implications.

Many retirement funds are in a tax shelter either way, though.

Problem is, the US-based euro or emerging market fund will have withholding taxes applied to it, unless it’s a retirement-specific fund.

You just won’t see the tax withholdings on your statement because it shows up on theirs.

Many but not all and that is the important detail.

Also I keep money in index funds even if I don't plan on using that money for retirement. (e.g. downpayment on a house, saving for another large purchase, financial buffer, etc.) I also keep money in index funds that are in regular brokerage accounts because 401k + backdoor roth ira isn't sufficient for retirement if you make $200k+/yr. (True for even lower amounts too but whatever)

That depends on which country you live in. In my country (The Netherlands) you pay a fixed percentage of the value of your portfolio. Dividends are not taxed.

> Dividends are not taxed.

I wish.

But no, dividends are taxed:

https://www.belastingdienst.nl/wps/wcm/connect/bldcontentnl/...

What you probably miss is that dividend tax for non substantial holdings (less than 5% of the total stock) is withheld before being paid out.

and you have to care about where the index fund is domiciled. Otherwise you get dividend leakage. Some Vanguards are domiciled in Reland where 30% of dividends are withheld as taxes even though we need to pay just 15%. It might be difficult to get the difference back

Indeed it does. Here in Brazil, for instance, dividends are not taxed, while selling a stock (to take advantage of growing stock prices) has a capital gains tax of 15%.

That largely depends on the tax laws where you live.

Maybe rankings should be organized through preferences of applicants admitted to several schools.

i was answering his question

I guess blogs that are linked-to in non-killed HN comments should probably be crawled a bit. Have you considered using social user karma (this could be a 1-10 score uniquely calculated for users of each of HN, Twitter, Reddit as long as it's built in a modular way) as a weight in a PageRank style schema?

Here's how I am going to evaluate your search engine. Yesterday I searched Google for "get dynamodb table row count" and found this URL, https://bobbyhadz.com/blog/aws-dynamodb-count-items, which provides a terrible recommendation involving a full table scan.

With DontBeEvil, I didn't find the correct answer, to use the describe-table API.

If you really plan to dedicate a year to this, I would strongly encourage you to re-post again as soon as you have a strong update. Right now this has potential to provide value but really does not. So update us when you have confidence that you might be providing value! But we think you're on to a great opportunity.

> I guess blogs that are linked-to in non-killed HN comments should probably be crawled a bit

They are, but there are relatively a few of them because my only page content source is the Common Crawl. The hit rate vs the total urls I'm interested in is not great. I expect to fix this soon.

I'm also not indexing entire sites, only specific upvoted urls. This will change as well.

> Have you considered using social user karma (this could be a 1-10 score uniquely calculated for users of each of HN, Twitter, Reddit as long as it's built in a modular way) as a weight in a PageRank style schema?

Definitely. I've already started in on calculating a rank coefficient for submitters, but it's not completely clear now to best use it yet.

> Here's how I am going to evaluate your search engine

Feel free to dump more of these. Some solid test cases would be very helpful.

Can you please describe an example of where an application might be memory bandwidth bound, and what engineering techniques might be used to circumvent this restriction?

In modern times, it's hard to describe an example where an application isn't memory bandwidth bound. It's basically the primary bottleneck.

Most programs spend little time doing computation, or reading I/O. Everyone knows I/O is expensive, so it's minimized.

But there's no getting around the fact that every time you want to do anything at all, you have to shuffle around memory. There's no choice.

One way to circumvent this restriction is to make memory faster. This is difficult with traditional approaches.

I was going to point to Memristors as a possible way forward, but honestly I don't know enough about the subject.

We're getting to the point where we're speed-of-light bound, I believe. I.e. running up against fundamental limits.

Still, there's a lot of room. One interesting thing is to read Feynman's lectures on computation: https://theswissbay.ch/pdf/Gentoomen%20Library/Extra/Richard...

He points out that a reversible computer is actually the most efficient, from an energy perspective. But the tradeoff is that things take more time. If you want to take less time, it generates more heat. And more heat means inevitable delay.

Check the first chart:

https://www.forrestthewoods.com/blog/memory-bandwidth-napkin...

This is the kind of blog post that just ignites a passion for serious software engineering.

Whoa. Super interesting! Maybe even useful for compiling during development ... develop in workspace, use unison to copy over to the ramdisk, then do all builds from the ramdisk dir?

Would you agree with this article's recommendations regarding ramdisk setup? https://www.linuxbabe.com/command-line/create-ramdisk-linux There seems to be controversy in the comments as to whether tmpfs is a proper ramdisk - although no clear tutorial as to a better method. Interested to learn more!

Strangely, I've gotten slightly better performance out of an ordinary filesystem (XFS) than tmpfs. Perhaps filesystem caching is more performant at the moment? I've never really dug into the bowels of it. Any kernel FS gurus have an answer?

Yeah they are used a lot interchangeably, but the top commenter is probably technically correct.

In this case I'm just using tmpfs as outlined in your link. Keep in mind tmpfs can actually swap when out of space, if that matters to you.

I am mostly concerned about the mutations coming out of the Omicron contagion than the Omicron variant itself.

A valid concern. Omicron is apparently mutating faster than previous variants - less genomically stable. https://twitter.com/_b_meyer/status/1470124417749557248?s=20

Do you have a source? I follow covid news stuff pretty closely and saw nothing like that.

Source?

You are clearly modestly competent at entrepreneurship and to the point where it's worth pursuing because of the high opportunity cost. I think it would be wise to take some time as a salaried employee while identifying and correcting the gaps in your skillset.

Thank you, both for the feedback and kind words.

Let's say I'm a NY resident with a Nexo account. What happens to my assets?

"Assets"? They're currencies, by law.

If liquid cash is considered an asset, so too can cryptos. Most of them would rather not be recognized as such formally due to regulations they desperately want to avoid, but call a spade a spade, etc., etc.