At a certain point, you go past stepping on toes to plain standing in the way. There is a fine line between not enough and too many people working on something.
Are you me (with a few differences in coping strategies)?
Stress levels certainly impact my urge to spend. Getting outside for a walk or hike is a good distraction.
I use YNAB. I probably look at the budget too much.
I force myself to sell things if it's reasonable to sell them when I want something new. I've sold many phones on Swappa and elsewhere.
I have multiple credit cards and usually pay them off more than once a month. Something about having low balances on cards and in my checking account helps me reduce impulse buying.
I have been trying to redirect the urge to buy something into putting the money into retirement accounts instead. Small purchases of things also helps me to avoid some big purchases.
I buy nice things when I want something in a category. That limits the need to buy an upgrade later.
I should also try to sell things I don't need. I've never done this because it just seems like so much hassle to take photos of the stuff, post the ad, handle the shipping, answer any questions, etc. There are some resell services around here that just pick up the things you want to sell, put their own price on it, and give you a cut. I will probably get peanuts compared to selling the items myself, but maybe it's better than nothing if the stuff is going to sit there unused otherwise anyway.
Going outside for a walk or hike is a great idea. I have a forest just a few minutes' walk away and have not been going out there enough. The less I go out the harder it seems to be to drag myself out there even as I can tell it is impacting my mood (and by extension spending habits). I might try and make it a point to schedule a 30 minute forest walk every morning or lunch.
If you are only applying to jobs that you find through company websites, then I am not surprised by the lack of success in getting responses. I'd suggest trying to go through your network (hopefully you've built up professional relationships along the way) and find a job that hasn't been posted to the internet. I think you'll be more successful if you can get someone to recommend you for a job at their employer.
As much as it'd be great to just point a finger and say "You should of known better!", houses are the bulk of most folks assets and the last thing we need is to turn a few small cities worth of people into homeless refugees.
So realistically they'll get a bail out so they can at least recover somewhat. It will still be a loss for them, it'll be a loss to everyone who pays taxes, but it's still better then the alternatives.
We shouldn't have unemployment, since people should just be saving enough money to make it through the hard times!
People as ends, not means. It's not ok to leave people starving in the streets as an example to others. Fight for laws to restrict building in flood plains, but don't abandon the forlorn.
They absolutely are. 99 Percent Invisible recently did an episode about the Outer Banks islands in North Carolina, which would be eroding naturally anyway even without sea level rise because they are barrier islands, which are always impermanent. Interviews with the residents there made it clear that they feel that a) there is no problem and b) if there is a problem, they are entitled to unlimited government funds for beach reconstruction to preserve the value of their property. Florida isn't going to be any different
Herb Montgomery and his wife, Janet, have lived in Del Mar's low-lying Beach Colony just east of Camino Del Mar for 20 years.
He knows the ocean is creeping closer to his property and he says the city has an obligation to protect his home, valued at $3.2 million, from the rising waters
Haha, this is pretty clever. They’re going to make every other taxpayer subsidize projects for the rich. I only regret I’m not brazen enough to eat my fellow man like that.
