There is a requirement that someone spend 52 hours in a pre-licensing course. There is a separate requirement that someone pass a broker exam.
If it is possible for someone to do the latter without the former, what purpose does forcing them to do the former serve? Some people will need 100 hours of preparation for the exam and some will need 10. Forcing the latter group to spend an additional 42 hours in prep simply wastes their time.
The exam tries to ensure that you know enough to be competent. The required hours are there to discourage people from trying to pass the test without actually internalizing the information. Sure, you could try to just make the test arbitrarily harder, but that's not always possible, and even if it is possible, it's unfair to the people who are capable of learning the required material, but not the material needed to pass the harder test.
Also, as has been mentioned, it's partially a liability issue for the state and the company if/when they get sued.
Part of their defense can't be that "Oh, well the state licensing exam is super easy, so I only spent an hour cramming the material before the test and then immediately forgot everything, so really you should be going after the state and not me." The required hours
If it is possible for someone to do the latter without the former, what purpose does forcing them to do the former serve? Some people will need 100 hours of preparation for the exam and some will need 10. Forcing the latter group to spend an additional 42 hours in prep simply wastes their time.