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It IS risky unless he has a cushion to fall on (lots of saving or trust fund). Life tends to pull out expensive rabbits out of hats, more of them as one gets older.

At $1000/month, a broken or stolen laptop or bicycle is ~two months. In the US (which he is) Any medical issue, or a baby, is somewhere between three months and bankruptcy.



He's taking a sabbatical, not retiring permanently. Sure, he needs to have some money saved up.


Well, I assume he's going to be smart about it and have at least six months' income.


If he’s spending $2K on a bike then he’s not living a “modest” life.


Baloney. If your bicycle is a serious mode of transportation that's not unreasonable at all.




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