Besides the fact that you cannot estimate the value of a person's life and the fact I don't want to think you're trolling, it can happen to anyone.
We have recently a case of a coworker (middle-age man) falling in his house while wife and kids were away and stayed there for hours until somehow reached his phone with a broken back.
Which is what I said. The watch provides more value the when younger. Middle aged to like 65 is probably the sweet spot of value. Though I guess it depends on how much you value every second of life.