I think it is open enrollment season; log on to your local Obamacare site and check.
In New York, off the top of my head, premiums are something like $250 a month for an individual plan, I think $900 for a family for a high deductible plan that probably won't pay anything next year.
When the subsidies are factored in for a family that earns $50k a year, I think you wind up paying about $70 a month.
If you are not destitute but have a fairly low income (say $35k a year for that family) you qualify for the "Essential Plan" which has a $20 a month premium and a low deductible.
I don't live in the US but asked some colleagues in New York how much it would be for a self employed person with a family (of 4 as an example) and they told me around $20K/year. Your figures are very far off that, what gives, is it because there are so many options it's like choosing anywhere from a low end to a high end restaurant?
In essence, yes. GP quoted figures for a high-deductible health plan. The premiums are low because the deductible is high - you would have to pay thousands of dollars of any medical bill out-of-pocket before the insurance plan would start to cover expenses. Low-deductible plans (insurance covers practically all of any bill) are available, but the premiums are substantially higher, especially for higher-income people ineligible for government subsidies.
GP figures might exist in NY if it's a) a very low-income situation or b) a generous employer that covers most of the cost, and the employee's contribution is minimal. Neither applies to a typical self-employed family.
It fully depends on your income. The poster above said "with subsidies".
With a family of 4, you would get some for of subsidy all the way up to about $100k mAGI.
One important thing to note about that modified adjusted gross income number is there are a few things you can control about it. Like contributions to retirement accounts and college funds will reduce your agi.
In New York, off the top of my head, premiums are something like $250 a month for an individual plan, I think $900 for a family for a high deductible plan that probably won't pay anything next year.
When the subsidies are factored in for a family that earns $50k a year, I think you wind up paying about $70 a month.
If you are not destitute but have a fairly low income (say $35k a year for that family) you qualify for the "Essential Plan" which has a $20 a month premium and a low deductible.