The situation is absurd. healthcare.gov is supposed to help us figure out what's best but you can't export any of their info. I have to hand-create a spreadsheet every year using information from the that website in html form and then for the plans that look promising I have to go into multiple PDFs and pull out information. It's all so opaque.
It's even more difficult in my case because I can decide on my income ahead of time since it's almost all capital gains. The only way to see how the plans change when your income changes is to delete your current application and resubmit it, fortunately the info is all still there. But you still have to repeat the html and pdf -> spreadsheet process.
It's become very helpful to understand cutoffs like 200% FPL and 218% and 400% and concentrate around there.
I'm happy for ACA as it allows me to contribute to the industry outside the confines of a medium or large company, but it’s clear that the whole healthcare system needs to be burnt to the ground eventually.
It's even more difficult in my case because I can decide on my income ahead of time since it's almost all capital gains. The only way to see how the plans change when your income changes is to delete your current application and resubmit it, fortunately the info is all still there. But you still have to repeat the html and pdf -> spreadsheet process.
It's become very helpful to understand cutoffs like 200% FPL and 218% and 400% and concentrate around there.
I'm happy for ACA as it allows me to contribute to the industry outside the confines of a medium or large company, but it’s clear that the whole healthcare system needs to be burnt to the ground eventually.