I think one thing you're getting at is this idea that all players can make locally optimal choices which result in a globally non-optimal solution. I.e. uber drivers could individually want to drive uber rather than work a 9/5 retail job, but all of them would have been better off unionizing or something.
The other thing sounds like "this policy is good for me personally so I'll support it", which is at least honest.
The other thing sounds like "this policy is good for me personally so I'll support it", which is at least honest.