Correcting myself in case anyone reads this: that seems to have been true in the past but they are moving investing to charles schwab and victory capital (separate companies). So long-term I wish I knew if that is nearly as good as not in the ways that matter for this discussion.

https://debtfreegeek.org/2017/09/22/become-usaa-member-even-...

https://www.usaa.com/inet/wc/investments-update?akredirect=t...