This isn't a new situation or unique to Bitcoin, though.
It's the exact same story for any high net worth investors with most of their net worth tied up in stocks.
If you have 10 million dollars invested, be it stocks or Bitcoin, then pulling out $10K (0.1%) here and there to top up your cash account or pay your credit card off each month isn't exactly a huge deal. Investing that last 0.1% into stocks or Bitcoin at all times doesn't make a measurable impact on your overall returns.
It's the exact same story for any high net worth investors with most of their net worth tied up in stocks.
If you have 10 million dollars invested, be it stocks or Bitcoin, then pulling out $10K (0.1%) here and there to top up your cash account or pay your credit card off each month isn't exactly a huge deal. Investing that last 0.1% into stocks or Bitcoin at all times doesn't make a measurable impact on your overall returns.