> And are you claiming that insurance should not be permitted?
I'm saying insurances should probably be limited. So there'd be some cost of doing mistakes. Ideally it wouldn't be crippling if one makes a mistake here and there, but repeated negligence would drive one out of business. I expect this would drive the price of insurance down, and the salary of the engineer up. Hopefully this evens out for the customer.
Alternatively, let the insurances cover everything, but if one makes too many mistakes (or a very serious enough one), then they would lose their right to vet designs at all.
I'm saying insurances should probably be limited. So there'd be some cost of doing mistakes. Ideally it wouldn't be crippling if one makes a mistake here and there, but repeated negligence would drive one out of business. I expect this would drive the price of insurance down, and the salary of the engineer up. Hopefully this evens out for the customer.
Alternatively, let the insurances cover everything, but if one makes too many mistakes (or a very serious enough one), then they would lose their right to vet designs at all.