HOAs vary a lot. My mom is in an HOA because they shovel the snow to her front door in window. Really she lives in a 4 unit apartment where everyone has separate entrances and they are allowed to paint the walls and otherwise change the interior as they want. Which is to say for her needs she has the best of both apartment living and single family house living at the same time. The HOA does all exterior maintenance, and is a good deal.
There are also HOAs that place a lot of weird restrictions on what you can do. It really depends on the HOA, some are good, some are very bad.
That said, for the place where I personally am in life, a HOA is bad and I refuse to live in one.
There are also HOAs that place a lot of weird restrictions on what you can do. It really depends on the HOA, some are good, some are very bad.
That said, for the place where I personally am in life, a HOA is bad and I refuse to live in one.