> So a leaky card is better because you have chargeback.
Yup, I will still stick to my point.
Someone stole my card? Not super convenient, but I do not lose any single penny. All will be back on my bank account.
Someone stole my Paypal password (on the phishing site)? It is my problem, Paypal will not refund it to me.
I bought some travel trip but travel agency did not fulfilled its obligations?
With credit card and chargeback I have all money back (and travel agency has their deal with payment company ceased).
With Paypal this is my problem and Paypal is not going to refund me any single cent.
Since my first chargeback request I don't hesitate to pay with cards at all. (And chargeback processing was faster than anyone expected: bank always contacts the other side to see their point of view and because other side doesn't want to loose their deal and go banckrupt, they send me money back on very same day)
so you didn't get back your money, yes? what did your bank answered to you?
edit: ah, so you started the chargeback from some UI on the startup site? I think you hit their honeypot; you should initiate by contacting your bank. There is no point to report thief on a thief site :)
Yup, I will still stick to my point.
Someone stole my card? Not super convenient, but I do not lose any single penny. All will be back on my bank account.
Someone stole my Paypal password (on the phishing site)? It is my problem, Paypal will not refund it to me.
I bought some travel trip but travel agency did not fulfilled its obligations?
With credit card and chargeback I have all money back (and travel agency has their deal with payment company ceased).
With Paypal this is my problem and Paypal is not going to refund me any single cent.
Since my first chargeback request I don't hesitate to pay with cards at all. (And chargeback processing was faster than anyone expected: bank always contacts the other side to see their point of view and because other side doesn't want to loose their deal and go banckrupt, they send me money back on very same day)