I think the statistic that was interesting to the GGP was absolute likelihood of death, not likelihood that you will contribute to your death by incompetence. In that case, it's irrelevant whether you're the pilot/driver.
I don't want to get into a thing here, but many times I've been on the road and avoided accidents, sometimes serious ones, by driving intelligently. Almost all of the wrecks or near-really-bad-wrecks I see occur when both parties are not paying enough attention or don't know how to respond to the crisis.