>I like index funds so much , that everything else feels a time / effort waste even though I am aspiring to be a programmer , maybe that's partially why I don't see much reason in crypto.
Crypto is the future of money and finance. If you are aspiring to become a programmer you should internalize this and get in.
Crypto is the digital version of the old commodity money (whose value comes from a commodity of which it is made).
Turns out it was absolutely impractical because people rarely want to be physically responsible for their own estate.
I neither see crypto disappear anytime soon and we may see innovative usage. It can probably make sense in unstable economic environments. But everywhere else, you’ll want your estate not being accessible to burglars, you’ll want your big transactions to be legally secured, you’ll want your bank to be able to reverse things and you’ll want to not let your money sleep.
Also, unless governments start accepting crypto for paying taxes, you’ll have a hard time buying anything in daily shops.
No one in the financial industry seriously considers crypto except for the fact that they can use it to siphon money from the unfortunately disillusioned and the idiotic.
As a financier and a programmer, I'm happy people keep pouring money into it because I can win more games. As a human, it's really sad to witness.
Crypto is the future of money and finance. If you are aspiring to become a programmer you should internalize this and get in.