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I don't think you have to have Fuck You Money to get to this point. Most people eventually become disillusioned with work enough that they reevaluate what matters to them. Getting a very profitable exit is just one way to trigger that experience.

In my experience, a lot of people who get into this state start self-sabotaging hard as a way of rejecting what feels, ironically, like losing control. Sudden freedom can feel foreign and lot like your world got forcibly taken away from you. I'm not surprised the author is turning down opportunities and breaking off with his girlfriend. It's a way of taking back control.

When this happened to me, I pivoted hard from getting satisfaction out of what I built to getting satisfaction out of developing people. Now I take great pride out of the careers I've nurtured...a lot more than what I've built, in most ways. I've heard others express similar ideas in different ways, like "I now enjoy making other people rich."

No matter what, I encourage the author to use this time to build connections instead of destroying them (real connections...not work or SF acquaintances). Something I did not read in this essay is how he grew closer to anyone (in fact, I read the opposite). No path out of this valley involves traveling alone.



> No path out of this valley involves traveling alone

In my opinion, this is the big take here

When you have enough money to not work, it becomes very lonely fast

All of a sudden you have tons of time, but no one to share it with. Everyone is busy, mostly with work (also, most people probably can’t afford the same things you can)

If you could coordinate to stop working at the same time as your significant other, and a few friends, then you at least would have a group to plan and do stuff with

One of the biggest meanings we can find in life, is the feeling of belonging

OP seems to be going through a belonging crisis. Trying to figure out what group he wants to belong to


> When you have enough money to not work, it becomes very lonely fast

I haven't made enough to not work but once my US immigration was sorted out (H1B isn't very leisure compatible), I took a year off to rediscover what all passed me by when I was working.

This was a lot of alone time, but not true loneliness.

For example, I would set up lunch with a friend, they would bail due to work emergencies or something but I would go eat there anyway.

Quickly learned to go to a place where multiple people were scheduled anyway, like heading to Berkley for a tech talk on Byzantine block chains or vector search algorithms, hoping something would interest me.

> OP seems to be going through a belonging crisis. Trying to figure out what group he wants to belong to

The first three months were a strange struggle with my Ego, because a large part of my "Get up and do things" was the belief that what I had to do was very important to others and the whole world stops if I stop moving. To get through the waves in life without feeling self pity about it, I honestly felt my work was what made the sun rise and the rain fall.

Suddenly, my self importance was shot to pieces immediately.

I wasn't important anymore, what I did wasn't important to others but only to me. All the years of sacrificing my own wants (not needs) suddenly felt dissonant.

Plus a lot of activities aren't cumulative in the way work is - cooking dinner today does nothing for dinner tomorrow, there's no way to add up that to something.

Work is particularly rewarding because it checks those two boxes for me - it adds up to something, slowly every day, plus what I do is important to others in way where they want you to succeed (unlike say training for the SF marathon, where it's all "I could never" from people who could, but don't want to).

Eventually, I went back to work, but now I drink that workahol in moderation.


I read somewhere there are old money people in Europe faking that they are “working class” - not really to hide the fact that they are rich - to have people to hang out with in general.


If I ever got to the point of having fuck you money, I don't see myself stop hanging out with my friends. We all like movies and dinner and board games. That's all I need in order to hang out. My board game group as it is has a pretty broad spectrum of financial situations.


I hate to say this, but you'd be surprised how relationships change when one party in the relationship gets FU money. It is not pretty.


people say money can change a person, but it actually is that a person no longer needs to fake being nice once they're free from monetary issues.


> Everyone is busy, mostly with work (also, most people probably can’t afford the same things you can)

I would think if one were rich, and you knew who you wanted to spend time with, you could simply buy their time through various means. Pay some bills, get them a more relaxed job with more time, pay for vacations for them to go with you etc.


You would think so, but I have not found a single person who wants to take me up on that.


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Weird that you brought race into it, especially when your supposition is incorrect.


> OP sounds like a rich white dude having rich white dude problems.

Yeah, definitely white: https://www.google.com/search?q=vinay+hiremath&btnG=Search&u...


This reminds me of that Supreme Court case from 1923 where the entire case was about deciding “are Indians white”.

Crazy how that was not that long ago in historical terms.


Did they sentence him to being white?


I looked it up, thinking he was Native American.

But he was Sikh (Indian Indian), and arguing his proto-Indo-European ancestry qualified him. He was ‘acquitted’ of being ‘white’, and case thrown out. Really interesting case, actually.

Some pretty nasty stuff in there from the plaintiff about his revulsion too and not wanting to marry the ‘lower castes’ (and some argument regarding Mongoloids) to help quantify him as ‘white’ in case you get too sympathetic.

[https://en.m.wikipedia.org/wiki/United_States_v._Bhagat_Sing...]


It seems like you grew into your loneliness and that you also did it consciously

OP found himself alone rather fast and without truly realizing it was happening

He’ll probably get over it at some point, will find a group to belong to and redefine his identity along the way

Neither situation is intrinsically better or worse, just different and subjective to each one of you


In a way having money makes it harder because it makes it harder to blame your unhappiness on your circumstances.


Yep. I am not even rich. In fact compared to US software engineers I am making pennies, but I am hitting above average for where I live. And at times it is hard to find meaning in every day life. I like my job, but realistically I could quit now and just about coast with my savings for the rest of my life. On other hand I could increase my spending and live more luxurious life style, but that isn't for me. I just like to code, play video games, and be alone in peace and quiet.


Almost at that point myself. Thinking about doing another year or two to save up an additional buffer, and make sure we're not right before another 2008-like event before I pull the plug. Start my own company, maybe make some money, maybe not. I'm tired of the grind. I'm tired every single day, and there's no time or energy to try to fix it. At this point I just want to be left alone, in peace and quiet...


Honestly, if I ever reach the point where my savings would keep me comfortable with a pension to look forward to pick up the slack at the end, I'd quit my job and just focus on my interests, providing a clean house and having a good meal ready in the evening for my wife and son, and develop some side gigs I can give up if they don't give me fulfilment.

As it is, I am acutely aware of my privileges as part of a household with two IT-based incomes and not too many worries, and that the world being what it is right now is giving rise to so many uncertainties that I wouldn't dream of abandoning this unless I had a really big bag of money like the author.


The big question for me has become health insurance. Yes, I know ACA plans are a thing I just <side eyes incoming administration> don't trust it not to be messed with. Protections for preexisting conditions are the only reason retirement is even an eventual possibility for me.

I worry that I don't have enough of a life outside of work to make retirement fulfilling, and actually, I don't actually mind working if I'm completely honest. I just never liked the stress of needing a job.


This was one of the main reasons I emigrated from the US. My savings constituted a couple of years runway in the US tech centres, or a decade somewhere with affordable housing and healthcare...


> Honestly, if I ever reach the point where my savings would keep me comfortable ... I'd quit my job and just focus on my interests

Pretty much everyone says this, but surprisingly few people actually seem to succeed at it when push-comes-to-shove


https://philip.greenspun.com/materialism/early-retirement/

Ask a wage slave what he'd like to accomplish. Chances are the response will be something like "I'd start every day at the gym and work out for two hours until I was as buff as Brad Pitt. Then I'd practice the piano for three hours. I'd become fluent in Mandarin so that I could be prepared to understand the largest transformation of our time. I'd really learn how to handle a polo pony. I'd learn to fly a helicopter. I'd finish the screenplay that I've been writing and direct a production of it in HDTV."

Why hasn't he accomplished all of those things? "Because I'm chained to this desk 50 hours per week at this horrible [insurance|programming|government|administrative|whatever] job.

So he has no doubt that he would get all these things done if he didn't have to work? "Absolutely none. If I didn't have the job, I would be out there living the dream."

Suppose that the guy cashes in his investments and does retire. What do we find? He is waking up at 9:30 am, surfing the Web, sorting out the cable TV bill, watching DVDs, talking about going to the gym, eating Doritos, and maybe accomplishing one of his stated goals.

Retirement forces you to stop thinking that it is your job that holds you back. For most people the depressing truth is that they aren't that organized, disciplined, or motivated.


> > but that isn't for me. I just like to code, play video games, and be alone in peace and quiet.

Lack of desires is the first canary in the coal mine of a decrease in mood.

As much as it sounds empty those who are able to distinguish between a 500$ TV and a 5000$ one have a very fine tuned sense of desire which doesn't collapse at the tail end.


Nothing wrong with that. I find creating and supporting creators to be fulfilling.


100% - it takes away your hope. In this case, that by "making it" in the world of startups will fill the void in your life.


Yeah. When you have to work in order to live, it is easy to make the mistake of thinking that you would be happy if only you had money to quit your job and time do the things you want to do.

Once you get there, you have to face reality: while being poor leads to unhappiness, being financially independent does not lead to happiness either. Don't believe me? Look at billionaires out there; do all of them look like happy and well-adjusted people to you? Not naming names.

And that's why wealthy celebrities repeat again and again that "Money doesn't buy happiness". It's because they know from experience that it really doesn't help all that much.


I'm not sure I'm convinced. I guess I haven't had real money.

I had > 1m at one point. It was enough not to work. It wasn't enough to experiment with random things without risk. Couldn't buy a house in NYC,SF,LA,Seattle. Would just have to go back to work. Couldn't start a business for a project that required 10-20 people. Couldn't really start co-working space for 20-40 people at current rent prices without feeling like I'd probably just be throwing away a few hundred k.

What I could do is travel. Could also live anywhere for a few years.

OTOH, if I had F.U. money, I would do those things and more. I might hire people to do them. There are 5 to 10 apps I'd like to see exist. Would be happy to pay some people to make them and make them open source, if I had FU money. Would love to start a tech-interactive-art museum the size of at least most major museums in big cities. Would consider funding startups.

I have one friend, x-coworker, that picked a different path than me and made lots of $$$ (no idea how much). But, they invest in startups. Goal is to invest $1 million a year. They visit startups and pitch events once or twice a month. They also have a personal project. Otherwise they travel with their S.O. and visit their adult kids around the world.


> OTOH, if I had F.U. money, I would do those things and more

I get what you mean, but having enough not to work is the definition of FU money. It means you can just drop your things and leave when the boss demands you something you're not willing to do.


Nobody takes it literally like that though, because at least in a better job market way too many people have that money.

If you want to tie it to a single scenario I'd say it's taken on a meaning more like 'I'll do what I want to you/your business/parking because I don't care about paying to sort it out if I'm sued'. Parking where I 'can't' & paying the 100x fine seems better to me than finding where I 'can' and paying the 1x ticket sort of thing. Not to say everyone's morals would have them act like that, but illustratively.


I'm sure we've just been in different discussions, the "enough so that I can treat this work as a hobby" definition is the one I've ever seen before.


> OTOH, if I had F.U. money, I would do those things and more

Sure, there's no lack of things that one can do with money. But would you be substantially happier? That's the issue at hand. Do you look at people with exorbitant wealth and see unlimited happiness? Do they appear to be in a permanent state of contentment and satisfaction?


What I've learned, both in terms of personal experience and from reading up on the psychology, is that to maximize happiness over time you need to optimize for ensuring you can maintain a steady upward trajectory.

Win the lottery or sell a company? Invest most of it, and allow yourself a "raise" you can permanently sustain every year.

It will do far more for you than raising your expenditure once, as you get used to it and return to near your baseline happiness very quickly.


I'd imagine this applies to emotional health as well as financial and physical health.


    > Would love to start a tech-interactive-art museum
Check out "TeamLab Planets TOKYO DMM.com". Ref: https://en.wikipedia.org/wiki/TeamLab_Planets_TOKYO_DMM.com


Yes, TeamLab is the low-hanging fruit, low-effort version of what I wanted to see


Hah, the only time I had that kind of money was the 10 minutes my bank transferred the loan amount to my bank account so I could transfer it to the housing company. It didn't really feel like mine though, since they were both breathing over my neck to check I actually did so xD


1m is more then enough for some people to not work. You may need to be willing to be frugal and change your ideas about what comprises a good lifestyle.


I suppose it depends on a person. I am pretty sure the more money I have started to make throughout my life the happier I have become. Simply because of having more freedom over how I spend my time. I feel like there is almost infinite amount of things to do in this World, I just wish I was able to 24/7 do those things. I don't have enough to not work for rest of my life, but I have been able to buy my own apartment, house, which has given me a lot of confidence in my self and feelings of freedom. I started out with no connections or education though.

I am sure it can be different for everyone, people see the World differently.


All that sounds sadly familiar. Once you cross the threshold of not having to work for a living, the illusion fades away.

You are still you, your problems are still there, you are still bound to a slowly decaying body, there's no GAME OVER banner and credit roll proving that you have won the game of life. Because you haven't. Hah.

You can of course keep yourself entertained with all sorts of stupid stuff that doesn't actually matter. Or you can accept that there are still only a handful of things that bring people contentment, and you don't need to be financially independent to do any of them. I'm talking about bland obvious stuff like spending some time with loved ones (including pets and plants), going out for a walk in the park, etc. Unsurprisingly, a ton of retirees do just that. It's not because they are old and can't do anything else, it's because they have finally figured out what works.

And it's not like doing five times as much of that stuff is going to make you five times happier, either. Anybody with a full time job can carve out some quality time instead of arguing with strangers online.


It's also the case that having enough money not to work makes it very simple to engage in self destructive behaviour.

If you have a 9 to 5 then you're waking up at sunrise and going to bed some time after sunset. You're probably commuting, getting out in the world, chatting to people even if it's just the colleagues, Starbucks drive through, supermarket checkout clerk, that sort of thing.

If you have retirement level money and you're alone there is absolutely nothing stopping you from waking up at 2pm, sitting on your computer playing World of Warcraft ordering takeaways, not going out for a walk or seeing the sunlight, getting slightly more depressed each day in a spiral.

There's also nothing stopping you from going out drinking every day or every other of the week, shrugging off the hangover then hitting the next one. And so on and so forth.

People easily underestimate how much their sense of well-being is related to simple things like just going for a walk in the sunshine every now and then or eating properly.


I have had multiple different life routines. Healthy fit, alcoholic, depression and self pity, video games no life, productivity hacking self help guru following, career climbing, start up attempting. Considering having been through all of these and knowing how each of them feel, I would hope I have enough experience and urge to opt for the healthy fit as baseline. I think it is still much easier to go for it having no work stress in life.


Yeah, that all hits close to home.

I find that having a daily schedule and trying to stick to it helps. Also, going for small quality of life improvements, trying things out to see what works and what doesn't, such as a different pillow, or replacing some foods with alternatives.

Having free time forces you to deal with all the emotional baggage you have accumulated over the years and it's a bit much, too. I was obsessed with saving money so that my family wouldn't struggle if I became unable to work; as a result, I didn't process the reasons why I had that fear in the first place. My dad became severely disabled when I was in college and it was a very traumatic experience for my family.


Ouch, that hurt. And I'm not even financially independent!


I think having kids should help a lot. I'm spending around an hour every evening with mine and a few hours during weekends, but neither me nor they feel this is enough. I would also go skiing for 2 weeks every winter with my family and rent a cottage in the countryside for whole summer holidays, but I have neither money nor time to do it.

The irony of the situation is that by the time I earn the money my kids will grow up, leaving me a sad lonely man.


One reason why I truly hope I have enough financial independence by the time I have kids. But maybe you can become a good grandpa at some point?


I gave it some thought and overall I'm happy my kids have happened relatively early. More than money or anything they need your energy and enthusiasm. As much as I complain about the lack of time, I think it's better than lack of energy and stamina. At least that's what I extrapolate from my experience so far.

For example, even between my two children I noticed that with the second one I've had sleeping issues, while with the first one I couldn't understand what "sleepless nights" everyone talks about. Like, a newborn kid at night sleeps 50 minutes out of every hour and so did I at the age of 25, being fresh and well rested in the morning. Didn't work as well at the age 31. Can't really imagine what it must feel after 40. And in general I would prefer healthy sleep over money and time.


> More than money or anything they need your energy and enthusiasm

> I think it's better than lack of energy and stamina. At least that's what I extrapolate from my experience so far

I had children late --essentially retired when my second was born at 40-- and I completely agree: it would have been better to have the last kid before we turned 35. You made the right choice!


Is it because of the energy? At what age did you feel you started to lose this type of energy required? I have been planning around 35, although I don't think I will be completely FI by then.

If it is sleep I guess one potential way for me to deal with it is that my partner goes to sleep earlier, e.g. 9pm and I go around 4am or later, which is what we kind of already do anyway since I am such a night owl. We also sleep in separate rooms, so we could potentially have both deal with the baby at different times. Not sure if anyone has done anything like that?


Don't wait for nothing. Life speeds up past you fast. Also, you never get to FI, as never is enough. So GO ;).


There's other things I might want to do first though, like concern free travel, or side projects, attempt at a start up, etc.

Still I feel like there's a huge difference between having to work vs having knowledge that you have enough that you can sustain a healthy and comfortable lifestyle without having to work, and therefore can opt to choose exactly what you want to work on rather than what might pay the most.


Like all things, financial independence means it's one of the things you can stop worrying about, and focus on what you think matters. It means you don't have other people telling you what you must do 8 hours of the day. Of course, some very very rich people have decided what they want to do is argue with strangers online. But that's their choice to make ;)


Decaying body might be one of the toughest arguments there, which unless we find a way to stop this, my solution would be to have kids and develop them instead of myself. Since I do like competitive sports and it is kind of hard to accept that at some point I am no longer going to be able to improve.

It may be the case that once I reach complete and comfortable financial independence it will not be all I expected it to be, but right now I don't see myself not appreciating the hell out of it, however I am sure plenty of people have thought they would be happy when reaching X goal and they either weren't or it was fleeting. I do have to say that so far I have come a long way from where I used to be from what I consider a hopeless position.

But there is a difference in my view whether you can walk in the park knowing that you don't have any potentially stressful responsibilities and problems coming up or you are walking in the park and excited about working on a hobby project of yours since you can 100 percent focus on that.


> my solution would be to have kids and develop them instead of myself

I never understood that kind of argument. Your kids will have decaying bodies just the same. You're only recreating what you're trying to escape, in somebody else.


Having/raising kids has been the most rewarding and challenging experience of my life. I cannot imagine how meaningless life would be to have all the money in the world and no kids.


I couldn't have said it better. It is an immense change for the better and for the worse, and it made us feel like that's when we truly became adults. It's one of those experiences that you can't understand until you go through it.

And I say this as somebody who really did not want the responsibility of raising children.


One (or both?) of you is coming at this from the wrong angle. Faced with limitations, you have to find ways of living with them, working around them, and still living a fulfilling life.

That might mean you cannot travel the same way in retirement that you did in your 20's. That doesn't mean you still can't enjoy it, just that you need to take things slower and be gentler with your body.


The other alternative is to find a fountain of youth very soon, or do you have another one?


I don’t think that there is any solution. It is what it is.


Then still better to channel desire to keep developing over to kids, no?


Good if it works for you, the reasoning doesn’t work for me, as I stated.


I think that is most people's experience but it only works up to a point. you will get diminishing returns the more money you have until, in some cases, maybe negative returns.


Probably diminishing returns, but sometimes I think there is also selection bias, with ultra rich getting there because of never ending satisfaction, so it is contingent on the type of the human. Satisified person would stop sooner while never satisfied would naturally become the richest.


> I just wish I was able to 24/7 do those things

Wait, you don't?

Do you have less than 24 hours a day to do things?


A lot of the things I do within those hours are spent on things I don't want to or like to do.


Then don't do them!


Money doesn’t buy happiness but most people are subjected to artificial misery by this society and money does make that go away… at least, a fair share of it, probably 80 percent.

That said, a lot of people who get rich, because status is their real motivation, are shocked by how horrible society still is. At first they get hooked on the drug of high social status, but then they learn to see through the flattery and realize that nothing has truly changed, and they’re just as miserable as before. It tends to take about two years, in my observation, for the “new life energy” to wear off. Money teaches you that there isn’t some “better” society to aspire to. The people “up there” aren’t the supervillains Redditers imagine billionaires to be, but they’re not better either.

My daughter is autistic and when she started to learn how to read social cues she realized that her so-called friends didn’t actually like her, which I suspected myself but never had the chutzpah to say, and it made her angry. Getting rich has a similar “learn what people are really about” curse.


> Money doesn’t buy happiness but most people are subjected to artificial misery by this society and money does make that go away… at least, a fair share of it, probably 80 percent.

I've been the young immigrant who arrived to a foreign country with the clothes on his back and whatever fits in a suitcase; occasionally splurging by buying used clothes at a thrift shop and buying a slice of cake at the supermarket once a month. If anything, I was probably happier then: healthy and hopeful for a better future. Now I'm in significantly worse health and rather jaded.

Thank you for sharing your own experience.


Being young and healthy goes a long way. I was happier when I was a poor ahh college student but that doesn't mean losing all my money and possessions would be good for my mental health.


Having kept a diary/journal since 1993 and reading old entries daily, I'm struck by how we often see the past through rose-tinted glasses. The opposite is also true: I tend to forget happy moments from long ago.


society subjects people to artificial misery? society is all we have, it's the most authentic misery you'll ever experience.


Maybe artificial in the way that we hypothetically could do things better if there wasn’t so much inertia to the status quo.


Ah, idealism. Truly the root of much of misery of the world.


>supervillains Redditers imagine billionaires to be

Sure, they are just people like you and me. Doesn't mean their mere existence isn't evidence of a major flaw in our implementation of capitalism. Our society is becoming far too stratified. Healthcare should be a right at this point in our society's development, it's a stain on our country that we still carry on with a system that works for nobody except health insurance CEOs.


"Healthcare should be a right at this point in our society's development"

A 'right' shouldn't depend on someone else's labor.

"it's a stain on our country that we still carry on with a system that works for nobody except health insurance CEOs"

I do agree that we need to get rid of the middleman. Replacing it with another one (the government) is a mistake and leads to the same inefficiencies.

Common procedures should be charge directly to the patient. These prices will be forced to go down as there will be actual competition. This won't work in cases where the surgery is rare, and insurance will work here. This will cut most of the bloat out of of health care and reduce the costs for everyone.

Lasik eye surgery is a good example of this. It's not covered by insurance. A decade ago, it was $10,000. My parents just got it a year ago and paid less than $1,000 out of pocket.


Every right depends on someone else labor to some extend. Worst argument ever.

Greetings from europe where healthcare is free for everyone.


not true at all, only socialists think that (I'm also from Europe where everybody and their dog's a socialist)


Must be LAZEK vs LAZIK


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Many have made the poor worse off by pandering to the rich and entitled.

The rich don't have to be eaten, just constrained from exercising their worst excesses.


Societies have made the poor better off by preventing people from becoming too wealthy, though. Specifically, I'm thinking of the very high high-end tax rates that were common 60 years ago.


which countries did have high standards for everyone but no "too rich" (whatever that def means. Is more than 1 million dollars too much?) people?


I don't know about "too rich", but if you're looking at the distribution of income and wealth, you'll find an increasing divide between poor and rich over the last decades in pretty much all western countries at least.


If everyone's wealth goes up 10%, the gap between the rich and the poor increases.

Besides, someone creating more wealth than you do does not hurt you.


Not in relative terms, which is what people usually measure. And yes, the gap has been increasing in relative terms.

And I wonder what's behind that rhetoric twist in your second sentence. Was that on purpose or do you not even notice?

Because no, somebody creating more wealth than me does not hurt me by itself (I might even benefit!). Somebody accumulating and being able to command more wealth than me can hurt me, among other reasons because it gives them political power, which they can wield to hurt me and others. Inequal wealth accumulation taken to its logical extreme is undemocratic because it violates the principle of one person one vote.

(Some wealth accumulation is okay. There's room for nuance here.)


> Societies have made the poor better off by preventing people from becoming too wealthy

Example, please.


What research there is suggests money/happiness follows a log-linear relationship.[1] So it kind of does buy happiness, but the rate of increase falls off pretty fast over the range most of us experience.

1: https://www.pnas.org/doi/abs/10.1073/pnas.2208661120


It's like that old saying, "where ever you go...there you are."


Yup. Jon Kabat-Zinn wrote a great book with the same title.


The much better philosopher Buckaroo Bonzai said it first.


> Money doesn't buy happiness

Yeah, but it let's you suffer in relative comfort which is the most that anyone can realisically strive for.


> suffer in relaive comfort which is the most that anyone can realisically strive for

If you have never met a person who is content with their life you may benefit from expanding your social circle. There are sincerely happy people out there.


No, thanks. There's really nothing to learn from people with this particular rare flavor of brain chemistry.


Well, that's definitely an interesting take...


Yeah, if only people who chase happiness their entire lives, just because they saw it few times in others and suffer immensely in the process had this insight ...


lmfao


Unhappy for different reasons is not the same.

Being unhappy because you are homeless is not the same being unhappy because some woman doesn't treat you like she would do a man who looks better than you are just two different things.


What a load. Only someone who has always had money would say this


That is the entire point.

Money removes unhappiness and raises you to a baseline, but after that it doesn't provide extra happiness in and of it self.


It can, if you use it wisely. It's just not that you eat the money yourself, you apply it to things you want to do. That could be buying guitars, or it could be setting up solar panels in Ghana. There's a lot of things you can do with money.


Correct, because only by having money can most people understand the situation. You've proven this yourself by calling it "a load".

Zen monks have attained this understanding without the need to make the money first however.


No, you cannot make the comparison between having money and not having money if you have never not had money. If you have always had money, you have never known the difficulty of living without it.


I never read any of the comments here as belittling what it is to be poor.

It reads to me as being critical of the assumption that being rich makes you happy.

This is reflected by many people who became rich and self destructive.


I did the same as OP. Quit my job then started distancing from everyone and removing responsibility in the pursuit of freedom to do what I want. But all I did was wallow and stay alone. Not sure what the answer is but your insights were very powerful to read.


I find this to be very familiar. I worked endlessly to be able to have no responsibility and endless freedom. My partner passed away several years ago now, and I still haven't filled that void. I'm not unhappy by any means, but money and freedom are a poor substitute for companionship.


Similar boat! I also worked hard to have freedom, and then my partner died, two and half years ago. I was left with a toddler, so don't have that much freedom. Sometimes I think perhaps it's ok this way...


I am sorry this happened to your family. I suspect your relationship with your toddler will be very special and unique in the years to come. Hope you are doing ok.


The book of Ecclesiastes is about this. It makes more sense if you s/meaningless/vapor/g, i.e. we're all chasing after something like smoke that we can see but can't 'catch'.


I love that book. Haven't read much of the bible, but totally recommend anyone to read this Buddhist sutra that was smuggled in somehow :)


Fascinating that your version said "vapor". That's a much better translation. The versions I've read called it "vanity" which was even more obtuse. Once I figured out that they meant something insubstantial and fleeting, I found that particular book beautiful.


Everybody here is catching smoke Looking for the ephemeral Swallowing the sun in a moonlit room Standing at the foot of a rainbow Everybody here is catching smoke Looking for the ephemeral Riding on a yellow-bellied brown snake Sipping on hedonism


Having a spouse helps, but overall I think this is a road to depression. People are social creatures and you need to be proactive with friends especially in the adulthood and also participate in communities if time allows (sports, interests etc.)


I've found myself in a similar position. I'm trying to figure out how to not be self-destructive, but I feel the urge to distance myself from people.


But why did you need to distance yourself from others? Or was that just a consequence from your other lifestyle choices?


I suspect it might feel indecent to tell others you suffer when you're both free and rich, and it's difficult for them to figure what's wrong with you.

Instead, people in such position should probably go out and join associations which distribute food to those who need it. At least they'll see that they're doing something good to improve others' condition and would probably feel better.


I am currently at the same place, with no reasonable place out. How did you solve it?


I think the shortest way of putting it is: stay curious; find people willing to teach you; teach others what you've been successful at.


This is the best advice IMO.


As someone who has not been successful in life but who is relatively intelligent do you have any recommendations as to how I can get my life on track?

I am asking because you said you like developing people. My persistent experience in life for almost 20 years post college has been nobody wants to develop me.

I am not in tech but I am generally interested in the area if it can lead me to greater independence and more interesting work.

I like jobs that are intellectually engaging and ideally somewhat physically active.

Right now I am working in a mechanical role.

Sometimes I like the work but more often than not I find that good problem solving ability is not valued and the pay is dismal vs. what people earn in tech.

I have a BA in economics but unfortunately have never used it. 37 years old.


> life for almost 20 years post college has been nobody wants to develop me.

Is that really possible? I have often thought that the only person that can develop you, is you.

Sure you might get some good advice from some people, maybe a helping hand, a business loan or grant etc. but I don't view that as development.

Your biggest asset is you. Don't be reluctant to use it.


Okay but for the vast overwhelming majority of people, what they actually need is "a helping hand, a business loan or grant etc"

You talk about this like this is trivial, but it's the kind of material help that would make a difference for almost everyone who is currently not doing what they want in life

Yes, no one can teach you to self-actualize. People's material circumstances are rarely a result of inadequate self-actualization or agency, despite what the self-help industry would like you to believe.

Most "high-agency" people who succeed started out with either adequate resources to at least support themselves while they tried stuff, reliable backup plans (like living with supportive family), or help in the form of stuff like grants or startup funding. People who don't have that need that, regardless of their mindset or abilities. There are exceptions who got incredibly lucky, and they are a rounding error among rounding errors. That is the world we live in. There are ways to engineer a world where this is less the case, but at least in the US, we seem to choose not to move in this direction at every opportunity, and freak out when even minor forms of the security necessary to act with agency take hold for large numbers of people (See: The business world's hysterical reaction to COVID relief)


Double down on that last bit: everything you learn and do adds to the equity that is you. That equity pays back in multitudes throughout your life, not just professionally but also socially and spiritually.


If you figure it out, pass it on to others. I haven’t been allowed to hire Americans in quite some time, and Covid destroyed any company support of an apprenticeship type setup.

The last time I was able to hire an American with a will to learn and an adjacent degree was over a decade ago.


I’ve hired dozens of smart Americans with the right degree and willingness to learn and I was not even American myself. I worked with hundreds more. Not sure what you’re talking about.


Learn a musical instrument. Stick at it and over time you will find you can create music , which will make you feel successful.


Excellent advice. For those for whom it's appropriate, do try it. As you suggest, therein lies that special essentially private pleasure of accomplishment in small things that doesn't depend on the approbation of others.


It’s unlikely you’ll find someone who takes an interest in developing you, who isn’t a personal connection or someone you pay, in my experience. You will probably have to take the first step yourself, either to develop yourself or to find and develop a nurturing relationship.


Choose companies to work for based on who you will be working with and what they can teach you, not by how much they pay. You never want to be the smartest person in the room.


I can't speak to your specific circumstances, but perhaps this will help.

I find that people I talk to with chronic job dissatisfaction have a difficult time taking risks, because despite not liking their current circumstances, the unknown can be scary.

There are known pathways to work in tech or other fields, such as coding camps or community college. It becomes a question of what you're willing to sacrifice to make that happen. Would you move to a new city? Go back to school? Give up your evenings and weekends? Usually, some kind of risk needs to be taken, and there's always a path forward if you look.

I didn't graduate college until I was 29, and now that I'm in my mid-40s I can say that while every risk I took didn't pay off, it was in the taking of risks that has left me feeling satisfied with where I am.


Dog on rusty nail parabole comes to mind

https://www.hashtagyourlife.com/stories/dog-rusty-nail


> As someone who has not been successful in life but who is relatively intelligent do you have any recommendations as to how I can get my life on track?

I'm not the OP, but instead just a person who thinks they might be of help. Caveat emptor and all that :-).

Success is what we define both in and of ourselves. Some use material measurements (money, titles, assets, etc.), which are intrinsically relative and thus ephemeral.

Another definition is establishing a sustained environment of happiness. This includes addressing immediate physical needs, such as a place to live, sustenance, and the like. More than that is finding happiness in how we live each day.

> My persistent experience in life for almost 20 years post college has been nobody wants to develop me.

While some may give tips and/or pointers as to how to develop oneself, IMHO, much like happiness, development comes from within. Seeking wise counsel is always a good call, but no one can develop another. All anyone else can do is give perspective from their own journey as it relates to you - mine is you have identified options above which are appealing, so pursue them as if no one else is going to anything to make it happen.

> I have a BA in economics but unfortunately have never used it.

You still have it and one never knows when the education we have helps out until it does. ;)


>Sometimes I like the work but more often than not I find that good problem solving ability is not valued and the pay is dismal vs. what people earn in tech.

I'm not sure the high wages in tech are going to last, universities having been minting new CS graduates like there is no tomorrow. Alongside that demand appears to be flagging. I'm sure you remember enough from your BA to know what the result of that is.


> Something I did not read in this essay is how he grew closer to anyone (in fact, I read the opposite). No path out of this valley involves traveling alone.

I think he needs to get closer to himself. I think he's on the right track.


I've found that you don't see yourself without people around you to hold up a mirror


Exactly this. Also, it is difficult to find those people when you're already rich and unemployed because most of us form these kind of meaningful relationships in school, at work etc.


I am drowning in debt since I graduated from my PhD, all I get is rejections for my job applications... I want to learn how to be rich because that is the only way I can get back to the US and live with my kids and provide for them (US born, living with their mom).

Thanks in anticipation.


I have rich and satisfying family and community life. Not having to work would mean that I can enjoy more of that. I'm confident it would be nothing short of fantastic in my case.


I don't think you have to have Fuck You Money to get to this point. Most people eventually become disillusioned with work enough that they reevaluate what matters to them. Getting a very profitable exit is just one way to trigger that experience.

I’ve seen a lot of people have random outlier success they didn’t earn and it seems to have the same effect as what most people get out of their careers: crushing failure they didn’t earn. By 50 or so, everyone figures out:

* it was almost all random. * the things that seemed so important were not. * working for money is a waste of time for almost everyone. * you can count your real friends on two hands, whether you’re broke or a billionaire.

It’s surprising how the paths converge. There are differences, and the rich version of alienation is better than the poor one, but the mindset this society leaves people with is remarkably stable. No one feels like they won, which is why Musk and Trump are so full of rage at everyone. Either the gods shut you out or you are forced to find out that the gods never existed.


There's a lot of truth in what you are saying, but I also think this framing can lead to unnecessary nihilism and depression.

I think the simple reason that no one feels like they've won is because we're not biologically wired for that. Like all living things, we've evolved to struggle for survival in a harsh environment. Of course modern civilization has separated us from that harsh reality by layers upon layers of human systems and supply chains, so we apply the same instincts to games of our own devising. There's nothing actually wrong with this though. The problem comes from the belief that "winning" will make one happy. The reality is ones drive leads to engagement and perhaps accomplishment, but it can't answer the why. That is something every person with leisure time needs to work out for themselves.


Thank you for this post, remarkably articulated, I concur.


> working for money is a waste of time for almost everyone

No. Chance doesn’t fall evenly. It falls more often on those who work.

Thinking that Trump is full of rage is missing the forest for the tree. It’s a forest of journalists who are full of rage that this race and gender unapologetically exists, who try to depaint Trump as full of rage. It’s a forest of selfish crowd who wants the fruit of the labor of the second half of people, who complain that Trump is selfish.

Looked at the tree. Missed the entire forest. Not surprising that you think people are struck by a lightening to become billionaire.

Chop chop chop, back to work, quit being jealous.


Extrapolate from your current lifestyle. What will you have in your last year alive?


A world where I’ve done everything I could, that was wasted by everyone I know.

But hey, you choose what you do with the cards you’re dealt with, you still don’t choose in what kind of crossfire or revolution you were born in in. Even if you are my fellow citizen, relative or own mother, you may have chosen to commit war crimes like displacing populations, hating on whites, voting for islam, making us live under occupation, and not showing human traits. I didn’t.

My only choice was to keep doing my duties, providing wealth and safety to those around me, and explaining them the consequences of their actions.

Nothing else I can do. That was an awful life, thank you. Maybe one day you’ll wake up, look up for success measurements of your choices, and think: “Damn. We could have avoided all that. We could have saved that guy and that guy.”

Or not. Your choice not mine.


> I don't think you have to have Fuck You Money to get to this point.

To add to this, the 'modern' use of the word 'millionare' started in 1850 (discounting first use in 1719 in France which was not in the context of 'rich' we know).

When you adjust for inflation, a comperable purchase power today would be an equivalent of having net worth of $250M. Anything below that and you aren't even a 'true' millionare. ($1 USD in 1850 is roughly ~$250 USD in 2024, taking 3.2% average historic inflation rate).

So, author, you are not even rich, still work to do ;)


from https://www.pbs.org/wgbh/americanexperience/features/1900-id...:

    In 1850, the US was home to 19 millionaires. But the years following the Civil War had seen a considerable increase in membership of that exclusive club. By the end of the 1890's the number of millionaires in the US had swelled to more than 4,000.


> Something I did not read in this essay is how he grew closer to anyone (in fact, I read the opposite).

Yeah. The entire blog post (to me) gives the strong impression that the author is an extremely self centred, selfish... er... prick.

Maybe they'll learn to be less that way over time, and hopefully their ex-girlfriend learns to avoid ungrateful people.


It also gives a strong impression of somebody who is afraid of asking for help. The entire post could be summarized as "I feel like an important self-made man and I'm scared of starting therapy that I clearly need to help me sort out my enormous insecurities"


> No path out of this valley involves traveling alone.

Just wanted to let you know, for unknown reasons this statement really resonated with me, thank you.


How do you get to a point of developing people? What is that Job title? At work I'm the goto guy for junior engineers to ask questions to and I've been told I'm a naturally good teacher


It's called management and the entry point is usually called tech lead / team lead or just manager. Mentoring juniors is a good way to start.


Contact your local university, most have mentorship programmes you can apply to be a part of for under and post grads.


Oh I meant in like private industry


> No path out of this valley involves traveling alone.

Unless you have a schizoid personality.




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