In defense of the author: nobody reads your article if the name is boring (that is my experience at least), which it would've been if they titled it more accurately. That gives incentive to authors to use click-bait titles.
In defense of the bank robber: no clerk simply gives you money if you aren't threatening them (that is my experience at least), which it would have been if they acted like a respectable citizen. This gives people the incentive to become bank robbers.