Do we know if it blocks you from downloading "game key" cards? In that case you're effectively stuck with Switch 1 titles. Not that you should need a "workaround" for being punished because someone else did something.
While not technically bricking, the restrictions are very heavy, especially considering that you can run into the situation innocently. Buying something with the possibility of this is a risk, and OP is very understandable for not liking this risk.
Seems a lot of commenters are getting that confused due to not opening the link.