This fully matches my experience, and my conclusions as well. I'd add that I often don't get to pick whether the logic will be more on the ORM side, or on the DB side. I end up not caring either - just pick a side. Either the DB be dumb and the code be smart, or the other way around. I don't like it when both are trying to be smart - that's just extra work, and usually one of them fighting the other.