I deliberately dodged there, as you noted. I do not have full disk encryption setup. I know that I'm probably have a very bad day if I come to lose my laptop, etc. I should do this, no doubt.

But I'm not sure. While maybe good password management is starting to soak into common computer usage, I don't think disk encryption is all that common just yet across the average user. It should be. But the average user is just moving to their phone anyway, with face id and encryption by default, instead of maintain their own personal device.

Corporate devices seem to be a bit better in this regard, though.