I hear that. I'm making about double that and am barely keeping up with my rent in Campbell. Granted, I have a wife, kid, and a lot of debt to pay down.
I've been going to Hackers and Founders off and on for the last six months and always enjoyed myself. Jonathan does a great job of making it a welcoming and friendly environment. Bring your side project, or help give feedback to other people about their side project. It's a great way to get an outside perspective on technology (that is, apart from the people you normally work/socialize with).
