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		cerebrum on Jan 18, 2013 \| parent \| context \| favorite \| on: The Simple Math Behind Early Retirement > - You can earn 5% investment returns after inflation during your saving years Is this a realistic assumption? Just consider how much people have lost in the housing bubble.

muzz on Jan 19, 2013 [–]

Are you referring to the housing bubble?

The 10-year return on the S&P 500 index (not including dividends, otherwise it would be higher) is slightly over 5%, and that includes the biggest stock market meltdown since the Great Depression.

cerebrum on Jan 19, 2013 | [–]

Are you taking inflation into account?

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