I’m sure what you are saying is right — but I’m not in anyway smarter reading it then reading the one before. You can’t just say ‘No, not true’ on Hacker News. What makes the existing options not “fairly good”?
To make it easier for him (and others who agree with him), here's a simple question. Name the modules (packages, whatever) that implement password-reset functionality in:
By "password-reset" I mean user clicks "Forgot password" and goes through some process like asking a secret question, doing catpcha test, sending a password reset link via e-mail, handling the click on the link, asking for a new password and resetting it.
In Django? django.contrib.auth.views.password_reset seems like it would do the job, no? If you have specific logic you need to implement, rather than using the framework's default logic, there's likely not much it can do for you.
I can't talk for node.js (although I have found that its authn/authz frameworks are lacking in general) or various PHP frameworks, but Django at the least is fairly professional.
Most modern web frameworks do NOT come with fairly good account management systems.