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>As an American living in Berlin for 2 years [...] but I feel just as "rich"

You probably lucked out on landing a good job and housing, otherwise it's difficult to feel even remotely rich in Berlin as you search for housing if you're moving in right now.

Landing a good job right now is also insanely difficult if you don't have the in-demand skills & experience, a stellar resume, and willing to do lengthy take home tests or leetcode. It's highly competitive right now.

Your experience is more like survivorship bias.



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